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Group Retirement Plans

Our professionals will advise you on the group retirement savings solutions best suited to the context of your business while fostering the profitability of investments, in addition to supporting you through all aspects of your plan’s management in order to fully respond to your business’s needs.

ADVANTAGES

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For the employer:

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1. Employee retention –  Offering an advantageous retirement plan to employees sets you apart from competitors and fosters employee retention.

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2. Tax optimization – Employer contributions to a pension plan ensures saving on payroll taxes that a salary payment would generate.

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For the employee:

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1. Tax saving and automatic savings – Payroll deductions are made before tax, allowing employees to minimize their tax burden.

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2. Competitive management fees – The management fees in group plans are generally lower than the management fees in funds offered by banks for individual investors.

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3. Optimisation fiscale sur les montants investis – The amounts invested in a pension plan will accumulate tax-free and will only be taxed when the money is withdrawn.

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4. Contribution de l’employeur – The employer’s contribution to the pension plan accentuates the growth of the accumulated sums.

PRODUCTS AND PLANS

Defined contribution plans:

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  • Simplified pension plan (SIPP)

  • Group registered retirement savings plan (Group RRSP)

  • Group tax-free savings account (TFSA)

  • Registered pension plan (RPP)

  • Deferred profit-sharing plan (DPSP)

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Defined benefit plans:

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  • Registered pension plan (RPA)

  • Supplementary plan

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« J’ai rencontré Yves St-Denis il y a plus de 30 ans. Peu importe la grosseur du groupe, son implication est toujours la même, professionnelle et humaine. Yves est une personne qui a l’attitude et la disponibilité pour expliquer aux employés les aléas du marché et les guider dans leur situation personnelle autant individuelle que familiale. Son expertise et ses compétences ont fait que j’ai été rapidement en confiance et lui ai demandé d’être mon conseiller financier personnel. Aujourd’hui, à l’aube de la retraite, Stratèges Gestion de Patrimoine fait que je suis confiante d’être encore bien conseillée pour la suite par Yves mais aussi grâce à la relève qui est assurée par la fille Alexe. Merci pour toutes ces années de soutien autant personnel que dans ma vie professionnelle.»

Camille Paquette, Directrice financière chez Fibre Zone Inc.

Peintures Micasa et Zérodb

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CONTACT US

100-20 Rue Émilien-Marcoux

Blainville, QC, J7C 0B5
(450) 419-8405
admin.web@strateges-gdp.com

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* Mutual funds are distributed through SFL Placements, a financial services firm (4150 Ste-Catherine West, suite 200, Westmount (QC) H3Z 0A1. Tel .: (514) 483-2070)

This site is not the property of Desjardins Insurance, nor of SFL Placements, a financial services firm. SFL Placements has control over the information contained on this site through the information provided to it as provided in its policies and procedures. SFL Placements is not responsible for the content of this site, which is not related to the products for which it is registered and is also not responsible for monitoring or supervising the outside professional activities of its representatives.

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